3358 Tanglewood Trl, Palm Harbor, FL 34685
3 beds · 2 baths · 2,214 sqft
Welcome to this stunning 3-bedroom, 2-bath villa in the highly sought-after Meadows of Tarpon Woods, a peaceful, tucked-away community offering an exceptional lifestyle. This spacious end-unit villa features 2,214 sq. ft. of living space and an oversized two-car garage. One of the standout features of this home is the location within a top-rated school district, making it an ideal choice for families. Plus, you’ll enjoy the peace of mind that comes with no damage from hurricanes Helene and Milton. As you step inside, you’re immediately greeted by an open floor plan, showcasing wood-like tile flooring throughout the main living areas and wood flooring in the bedrooms. The family room, complete with a natural wood-burning fireplace, flows seamlessly into the living areas, offering serene views of the expansive back porch, which includes a hot tub and beautiful landscaping. This home also boasts a Florida room that can easily serve as a playroom, office, or additional living space, as well as an extended kitchen with gorgeous granite countertops and resurfaced cabinetry. Both bathrooms feature updated granite countertops, with the guest bathroom offering a large step-in open shower for added convenience and style. Additional highlights include a new AC system (2019) and roof (2022), providing you with years of worry-free living. The low quarterly HOA fees cover landscaping, trimming, mowing, edging, twice-weekly trash pickup, high-speed internet, cable, and access to the community pool. Conveniently located, this villa is just a short drive away from gulf beaches, shopping, and the airport, offering the perfect blend of tranquility and accessibility. Don’t miss the opportunity to own this beautiful home in one of the area’s most desirable communities !
Source: STELLAR #tb8317754
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8317754
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8317754
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.