3354 Church St, Evanston, IL 60203
3 beds · 3 baths · 1,812 sqft
Open Sunday 4/6 12:00-2:00pm. Welcome home to this sunny and stylish tri-level townhome! The foyer, with a beautiful chandelier and 2-story atrium, leads to a gorgeous, spacious flex room that may be used as a 3rd bedroom, den or office. You'll love its french doors, built-in shelving, southern exposure and super high ceilings! Another set of french doors leads outside to a private, gated front yard. The main level features a chef's kitchen with tons of crisp, white, soft-close cabinets, 1.25" granite countertops, Whirlpool stainless steel appliance package, undermounted sinks and a huge breakfast bar. The living/dining combo is extra wide, sunny and includes a chic, built-in fireplace. There's a deck off of the living room for grilling or morning coffee, as well as a powder room for your convenience. The top floor features another flex space that is open to the entryway below and 2 more bedrooms and bathrooms. The huge primary bedroom is en suite with a dreamy, spa-like bath outfitted with marble and granite, skylight, double vanity sinks, a stunning free-standing tub and separate shower with built-in cubbies. There is a professionally finished walk-in closet, and the full sized, side by side laundry room is on the same level! There is storage space for days, including a separate 8 x 11 storage room off the attached garage! Guest parking is on site. This location can't be beat: 3 min drive or 15 min walk to ETHS, 10 min drive to the Lakefront and Northwestern University, 10 min to Old Orchard Shopping Center and just a couple of blocks to Central Park, featuring tennis, basketball, baseball and a playground!!
Source: MRED #12302428
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MRED #12302428
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.