3354 Avocado Vista Ln, Fallbrook, CA 92028
4 beds · 2 baths · 1,710 sqft
Get a free consultation call with an expert in the mortgage assumption process.
**FULLY PAID-OFF SOLAR PANELS**ASSUMABLE VA LOAN @ 2.5% INTEREST RATE**LOW TAXES** Welcome to your future home at 3354 Avocado Vista Lane in the peaceful and picturesque community of Fallbrook, California. This beautiful 4-bedroom, 2-bathroom property is meticulously maintained and ready for you to move in immediately. With four generously sized bedrooms and two modern bathrooms, there’s plenty of room for you and your family to live, work, and play comfortably. The home boasts modern amenities, including a fully equipped kitchen with stainless steel appliances, a cozy living room with a fireplace, and a spacious, low-maintenance backyard perfect for outdoor entertaining. Located just minutes away from military bases, this home is ideal for military personnel looking for a quick and easy commute. Plus, being just off the highway and interstate means you can say goodbye to long commutes and hello to more free time. Fallbrook is known for its beautiful landscapes and friendly community, offering the serenity of suburban living with the convenience of nearby shops, restaurants, and schools. Nestled in a quiet neighborhood, yet close to major routes, this home offers the best of both worlds – tranquility and accessibility. The large backyard is perfect for family gatherings, gardening, or simply relaxing in the California sunshine. Fallbrook’s welcoming atmosphere, excellent schools, and variety of recreational activities make it an ideal place to call home. Don’t miss out on this incredible opportunity. Experience the perfect blend of comfort, convenience, and community at 3354 Avocado Vista Lane. Your dream home awaits! Say goodbye to high electricity bills and come move-in.
Source: CRMLS #SW25042304
Source: CRMLS #SW25042304
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.