3350 Zoratoa Ave, North Port, FL 34286
4 beds · 2 baths · 1,845 sqft
One or more photo(s) have been virtually staged. Built in 2021, this stunning four-bedroom, two-bathroom home with a spacious three-car garage perfectly blends modern design, thoughtful upgrades, and practical living—all without the constraints of an HOA. From the moment you step inside, you’ll be captivated by the open-concept layout, which seamlessly connects the kitchen, dining, and living areas into one inviting space. Bright and airy, this central hub features modern tile flooring, upgraded Whirlpool appliances, a Samsung three-door refrigerator, granite countertops, and sleek steel appliances. The upgraded Touraine-painted kitchen cabinets add an extra touch of elegance, making the kitchen both functional and beautiful. The primary suite is a private haven with cozy carpeting, a walk-in closet, and an en suite bathroom featuring a garden tub, separate tiled shower, dual vanities, and a private water closet. The home also includes three additional bedrooms, a second full bathroom, and a designated laundry room, ensuring comfort and convenience for all. The three-car garage offers ample space for vehicles and storage, making it perfect for modern living. Step outside to enjoy the covered patio, ideal for year-round relaxation and entertaining, while the outdoor area also features fruit trees, creating a serene and private space. This home has been thoughtfully enhanced with upgrades, including a Rheem AC system with a JBA warranty, Sherwin-Williams paint, Floppy Pro-Series steel doors, double-pane windows, and Lives locks, ensuring style, durability, and peace of mind. Conveniently located in a sought-after North Port neighborhood, this home is near schools, local amenities, and major routes such as US-41 and I-75. Port Charlotte Town Center is only 7 miles away, Downtown Wellen Park is just 11 miles away, and for those who love the outdoors, Charlotte Harbor, local parks, and attractions are all within close reach. Best of all, the breathtaking beaches of Southwest Florida—Venice Beach and Nokomis Beach—are only a 30-minute drive away, offering endless opportunities for relaxation and coastal living. Golf enthusiasts will appreciate the proximity to Heron Creek Golf & Country Club, just over 3 miles from the property. Parks, trails, schools, and Sarasota Memorial North Port ER & Care Center are all within close proximity. This home truly has it all—a perfect blend of modern upgrades, practical design, and a prime location. Don’t miss the chance to make it yours!
Source: STELLAR #n6135487
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #n6135487
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #n6135487
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.