3349 E Chichester Ct, Hernando, FL 34442
3 beds · 2 baths · 1,493 sqft sqft
REDUCED! BEAUTIFUL HOME IN CANTERBURY LAKE ESTATES! LOW HOA! Not very often you find a home available in this charming community. Roof replaced in 2012 (30 year roof), A/C 2016, hot water heater 2021 and newer garage opener 2018. Exterior and interior was painted in 2016. Kitchen has upgraded granite counter tops and backslash. Soft close doors and pull out drawers in lower cabinets. Custom adjustable panty installed by owner tucked away in the laundry room, which has newer cabinets for all your laundry storage. Skylight in the kitchen gives a lot of natural light. All window coverings included, switches have dimmers for lights and fans. Coat closet behind the front door and contoured window in the living room. Carpet installed in 2016 very little traffic. This home is very spacious and high dimensional ceilings throughout. Newer hardware on all home cabinets in kitchen and bathroom. This homesite is large and tastefully landscaped with beautiful trees providing an abundance of shade in the front, back and side of home. You will enjoy a lot of peace and quiet lounging out on the screened lanai, flooring is tiled for easy clean up. The front porch is screened and faces the woods, this home is on a cul de sac for even more privacy, back area has green space viewing in the back, no looking at neighbors back yards. The community provides a swimming pool, tennis, pickleball, basket ball and a wonderful clubhouse for additional activities. Don't miss out of this fantastic home and all the community has to offer. Access to the Withlacoochee State Park trails, biking, hiking and great fishing.
Source: STELLAR #om680484
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #om680484
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #om680484