3347 W Steinbeck Dr, Anthem, AZ 85086
2 beds · 2 baths · 1,217 sqft sqft
Welcome home to an Inviting 2-Bedroom, 2-Bathroom Home in Anthem Discover the perfect blend of comfort, style, and convenience in this charming 2-bedroom, 2-bathroom home, located in the desirable master-planned community of Anthem. This home is thoughtfully designed for easy maintenance, featuring a bright open-concept living space with ample natural light and plenty of storage throughout. The pristine kitchen boasts sleek granite countertops, a corner sink, stainless steel appliances, a convenient pantry, recessed lighting, and maple cabinetry with pull-out shelves. The eat-in kitchen area also enjoys its own dedicated light for cozy meals. The spacious master suite includes an en-suite bathroom with dual sinks, granite countertops, a tiled walk-in shower with a bench, and a generous closet with additional storage space. Interior highlights include plantation shutters, ceiling fans, vaulted ceilings, large floor tiles, and a convenient hallway laundry room equipped with a washer and dryer. A full second bathroom features a tub with a sliding glass door. The garage offers extensive cabinet storage, plumbing for a standalone sink, and setup for a future soft water system and high-voltage plugs. With the right offer, Seller will consider a concession up to $5,500 towards Buyer costs for flooring to replace carpet. Step outside to a low-maintenance backyard, enhanced with extra concrete patio spaces perfect for relaxation or entertaining, whether you're enjoying a quiet morning coffee or an evening under the stars in Arizona's beautiful weather. Situated on a peaceful street, this home provides access to Anthem's top amenities: a community pool, water park, indoor gym and sports courts, a 64-acre park, fishing pond, baseball fields, walking trails, pickleball courts, and numerous pocket parks. You'll be close to schools, shopping, dining, recreation, and convenient freeway access. Don't miss this opportunity to experience the vibrant lifestyle and welcoming atmosphere of Anthemmake this gem your new home!
Source: ARMLS #6776259
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6776259
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6776259
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.