3347 Bold Ruler Dr, Cantonment, FL 32533
5 beds · 3 baths · 3,513 sqft sqft
Welcome to your dream retreat in Pine Forest Estates! Nestled on a peaceful 1.01-acre cul-de-sac lot, this exquisite 5-bedroom, 3-bathroom POOL HOME offers more than 3,500 square feet of luxurious living space. Perfectly designed for multi-generational living or guests, this home boasts TWO Primary suites—each offering privacy and comfort. Bonus room located off one of the primary suites. Could be utilized for a nursery, an office, or large closet. The inviting curb appeal is highlighted by meticulous landscaping and a charming oversized front porch, perfect for morning coffee. Inside, you’ll find custom design elements that elevate the home, from chic barn accent doors to a stylish palette of light and airy tones complemented by vibrant accents. At the heart of the home lies a gourmet kitchen, featuring granite countertops, a central island, and custom wood cabinetry—ideal for both everyday meals and large gatherings. Adjacent, the cozy living area, complete with a warm fireplace, provides a welcoming space for family and friends to gather. Beyond the living area, the sunroom invites relaxation with its built-in bar and panoramic views of the backyard oasis. Step outside onto the spacious deck or relax by the screened-in pool, offering the ultimate setting for outdoor entertaining. Whether grilling on the open patio or enjoying the expansive partially fenced yard, this property is tailor-made for outdoor fun. Need extra storage? The oversized storage shed is perfect for keeping your gear organized, while the extended driveway offers plenty of space for a boat or RV—ideal for the adventurer at heart. With plenty of space for everyone and the added comfort of two master suites, this home offers flexibility for every stage of life. Make it your own and create a lifetime of memories.
Source: PENSACOLA #653395
Interest rate and monthly payment estimated based on public records.
Source: PENSACOLA #653395
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #653395
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.