3344 Apple Blossom Dr, Alva, FL 33920
4 beds · 2 baths · sqft
**THIS HOME COMES WITH A 1 YEAR HOME WARRANTY** Welcome to your dream retreat in the serene Cascades @ River Hall community of Alva! This stunning 4 bedroom, 2 bath home, located in a welcoming 55+ community, is a true haven of comfort and luxury. As you step inside, you'll be greeted by the elegance of luxury vinyl flooring that adds warmth and sophistication to every step. The heart of the home, the kitchen, is a chef's delight, boasting brand new KitchenAid appliances that elevate culinary experiences to new heights & the inclusion of a whole-home Culligan water filtration system, ensuring clean and refreshing water throughout the house. Experience the convenience of a pavered walkway on the side of the home, complemented by gutters on the sides, offering both practicality and charm. Rest easy knowing that all windows are equipped with accordion hurricane shutters, providing peace of mind during storm seasons. Outside, the landscape has been meticulously curated to create a grand entrance, inviting you to explore the beauty within. Need extra storage? Look no further than the attic, complete with flooring and aluminum stairs, maximizing storage potential for all your belongings. Furnishings are negotiable, allowing you the option for a seamless move-in. Additionally, benefit from the convenience of a brand new washer and dryer, adding further ease to your daily routines. Don't miss the opportunity to make this exquisite property your own and experience the unparalleled lifestyle offered by the River Hall community. Schedule your viewing today and prepare to be captivated by the endless possibilities this home has to offer!
Source: FORTMYERS #224015941
Source: FORTMYERS #224015941
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224015941
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.