33435 CHASEWOOD CIR, Wesley Chapel, FL 33545
This beautiful and charming 4-bedroom, 4-bathroom, Bonus Room, 3-car garage home, boasts 3,385 square feet of spacious, living in Watergrass’ majestic and serene community of Chasewood in Wesley Chapel. Enter the foyer with the tray ceiling, you'll be wowed by the attention to detail and quality of craftsmanship. This open concept and maintenance free home features ceramic tiles throughout the entire home except the bedrooms and bonus area, providing clean lines of continuity with a fresh bright and airy feel. This flowing floor plan offers a split bedroom floor plan with the convenience of ceiling fans and a very spacious master ensuite which also features a tray ceiling Let’s not forget of the Master Suite is a Sitting Room/Office with custom built-in desk and bookcase. The Master Bathroom Ensuite walk in shower encompasses a sitting bench and, glass enclosure, upgraded tile, overhead rain showerhead and a very large primary closet. A dedicated dining area, and gourmet style kitchen features a range, a microwave, dishwasher, a walk-in pantry, apron sink, and granite countertops throughout. The laundry room has 42” cabinets, and an additional closet pantry. The 13 x 50 screened covered epoxy patio is ideal for entertaining or just enjoying a relaxing sunset by the pond. Let's not forget the upstairs bonus room is a staggering 24x32 and will be your perfect game room or home theater. There is also a full bath upstairs, and even more amazing pond view. Bedroom 4 has an ensuite bathroom perfect for guests or can remain as it is, a customized closet! An evening walk around this exclusive 35 intimate home community will surely feel like heaven on earth. And we haven't even gotten to the amenities yet. In addition to the gated entry, playground, and basketball court in the Chasewood section, Watergrass has something for everyone in the family. Three pools, including one Olympic size lap pool, a clubhouse, fitness center, tennis courts, a dog park, and a splash park are all available for your enjoyment. Wesley Chapel is truly a wonderful place to live with plenty of shopping, entertainment, and restaurants. All just a short distance away from downtown Tampa and the Gulf Coast beaches. Enjoy a location close to all including I-275, I-75, Wiregrass mall, Epperson Lagoon, a Contemporary PUBLIX, Saddlebrook, Tampa Outlet mall, and so much more. Wait. Wait, I must go… I hear you calling… Come make this stunning home, your HOME!
You may be able to put down less than the total down payment amount of $99,046 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3542944