3340 Hidden Cove Cir, Peachtree Corners, GA 30092
2 beds · 3 baths · 1,296 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Beautifully Renovated 2 Bed / 2.5 Bath Townhome in Gated Community just minutes away from The Forum! _ Step into the feel of new construction in this thoughtfully renovated townhome offering a perfect blend of style, comfort, affordability and convenience. Nestled in a Gated community with No Rental Restrictions, this home is perfect for homeowners and investors alike. _ Enjoy high-end finishes throughout, including high quality luxury vinyl plank flooring on the main level, new interior paint, upgraded bathrooms and stylish foyer accented by sleek new built-in racks. The kitchen shines with new quartz countertops, a sleek backsplash, and all brand-new stainless steel appliances - ready for your enjoyable cooking experience! All air ducts were professionally cleaned and sanitized! Every detail has been addressed - from new water heater and light fixtures to modern faucets, switch plates, outlets and thermostat - giving this home a truly modern and turnkey feel. Relax with peaceful views of the surrounding wooded area, offering added privacy and tranquility. _ Clean, modern, and 100% move-in ready - don't miss this rare opportunity in a truly prime location!
Source: FMLS #7567120
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7567120
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.