334 Cicadas Song Dr, Moncks Corner, SC 29461
5 beds · 3 baths · sqft sqft
Welcome to your dream home in Moss Grove Plantation, Moncks Corner! This stunning residence boasts close to 3,500 sqft of living space, including a four-seasons room, and offers a perfect blend of elegance and comfort. Situated just across the street from one of several serene lakes in the community, this home features a three-car garage and excellent curb appeal.As you approach, you're greeted by a charming covered front porch. Step inside to discover ten-foot ceilings and an open concept design that enhances the sense of space. Hardwood floors grace the entire first floor, adding warmth and sophistication. The kitchen is a chef's delight with breakfast bar seating, ample counter space, and plenty of cabinetry for storage. It also includes a walk-in pantry and a butler'sleading to the formal dining room. An eat-in area off the kitchen flows into a stunning 24x14 sunroom, complete with a soaring cathedral ceiling and sliding windows that can be screened to let the breeze in. The living room features a wall of windows, filling the space with natural light. There is also a versatile office or fifth bedroom on the first floor, conveniently located near the powder room. Upstairs, a massive loft area offers flexible space for your needs. The owner's retreat is a true haven, boasting a tray ceiling, an enormous walk-in closet with direct access to the laundry room, and an en-suite bath with dual vanities, a soaking tub, and a walk-in shower. The additional three bedrooms upstairs all have walk-in closets and share a full bath with a dual vanity. Storage abounds throughout this home, with numerous closets and storage spaces. The fenced-in backyard features a patio area and a large 20x12 storage shed. The front landscaping includes curb-crete around the flower beds and an irrigation system. Two new HVAC units were installed in 2022 for your comfort. Living in Moss Grove Plantation means access to wonderful community amenities, including gated storage for boats and RVs, a pool, playground, green spaces, and kayak launches into the lakes. Plus, the location is conveniently close to shopping and dining in downtown Moncks Corner, with easy access to Highway 52 for trips to downtown Charleston. Don't miss out on this incredible home in a beautiful community. Schedule your showing today!
Source: CTAR #24016789
Interest rate and monthly payment estimated based on public records.
Source: CTAR #24016789
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #24016789
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.