334 Alpine Thistle Dr, Brooksville, FL 34604
3 beds · 2 baths · 1,814 sqft
Welcome to Your Beautiful MOVE-IN READY Home in Trillium! Discover the perfect blend of comfort and convenience in this stunning SOLAR POWERED residence located high and dry in the Trillium community, in south Brooksville Florida. This spacious home features three bedrooms, two full bathrooms, and a home office or media room, all within 1,814 square feet! As you step inside, you’ll be greeted by a bright and airy interior with freshly painted walls and updated fixtures that create an inviting atmosphere. Luxury vinyl plank flooring flows seamlessly throughout, offering a modern and easy-to-maintain space perfect for entertaining or everyday enjoyment. The heart of the home is the spacious kitchen with center island, that overlooks the main living area, and showcases chic two-tone cabinetry. Step outside the oversized triple sliding glass doors from the living room to your extended paver patio, where relaxation awaits! Unwind in your very own HOT TUB while enjoying soothing views of the wildlife in the retention area, all with the added benefit of no direct rear neighbors! The primary bedroom is a true retreat, featuring a spa-like ensuite bathroom complete with updated fixtures and lighting. Pamper yourself with dual sinks, a separate shower, a private toilet room, and a large soaking tub—perfect for unwinding after a busy day. The INCREDIBLE WALK-IN CLOSET offers plenty of storage for all your belongings. Your two-car garage has been updated with modern LED lighting and paint, enhancing both its functionality and appeal. Energy-efficient LED lighting throughout the home creates a cozy ambiance while keeping utility costs low. Plus, with solar power installed in 2022, you can enjoy eco-friendly living at its finest! The fenced rear yard adds an extra layer of security and is perfect for your furry friends to roam freely. The HVAC system, installed in 2022, ensures your comfort for years to come. Living in Trillium means enjoying fantastic community amenities, including a resort-style pool and a playground that the whole family will love. With a low monthly HOA fee and NO CDD fees, you’ll appreciate the value this community offers. Conveniently located just 40 minutes north of Tampa, this spotless home provides a wonderful lifestyle waiting for you. Don’t miss out on this incredible opportunity—schedule your tour today and experience everything this beautiful home has to offer! Sellers can accommodate a quick closing!
Source: STELLAR #w7868638
Source: STELLAR #w7868638
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7868638
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.