33397 Sunrise Dr, Fraser, MI 48026
3 beds · 3 baths · 1,997 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your nature lover’s dream! This beautifully maintained ranch, built in 1991, sits at the edge of a stunning 5-acre pond—perfect for paddle boating, kayaking, or fishing right in your backyard. A brand-new dock invites you to soak in the serenity and enjoy local wildlife in a peaceful natural setting. Step outside to a spacious brick paver patio, surrounded by beautiful landscaping—ideal for entertaining or relaxing under the stars. The shed, conveniently located on the side of the house, provides extra outdoor storage. Inside, the great room features vaulted ceilings and a cozy wood-burning fireplace, creating a warm and welcoming space. The home has been updated throughout with neutral paint and carpet (new in 2021), offering a clean, modern feel. The kitchen flooring was also updated in 2021. The primary bedroom includes a customized closet and direct access to a full bathroom. There are 3 spacious bedrooms, 2 full bathrooms (one with a walk-in shower), and a half bathroom in the basement. The first-floor laundry room is equipped with cabinets for extra storage and convenience. The large basement includes a finished room that’s perfect for a home office, a half bathroom, built-in shelving, workbenches, and great open space for hobbies or recreation. Major mechanical updates include a new furnace (2021), air conditioning (2021), sump pump (2021), hot water heater (2021), and more. With an attached garage, side yard shed, and thoughtful updates throughout, this home has everything you need to enjoy comfort, functionality, and a tranquil lifestyle—all in one place. The in-ground sprinkler system will keep your grass green and beautiful. Come experience the beauty, space, and serenity this exceptional Fraser property has to offer.
Source: REALCOMP #20250026110
Source: REALCOMP #20250026110
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.