3336 Tripoli Blvd, Punta Gorda, FL 33950
3 beds · 2 baths · 1,717 sqft
Stunning Waterfront Pool Home with Breathtaking Sunset Views & an assumable 2.25% VA loan (buyer DOES NOT have to be a veteran)! Welcome to your dream home! This beautifully updated and upgraded single-family residence offers the perfect blend of modern luxury and serene waterfront living. Nestled along a picturesque sail-boat depth canal is mere minutes to the lock and the open waters of the harbor, this home boasts spectacular sunset views that will take your breath away every evening. Step inside to discover a completely renovated interior, featuring an open-concept layout with higher-end finishes, fine fixtures, and abundant natural light. The updated kitchen is a chef’s delight, equipped with high end appliances with granite counter-tops that is open to both the living room and the spacious Florida room, making it perfect for cooking & entertaining. The primary suite is a true retreat, offering tranquil water views, a spa-like en-suite bathroom with dual vanities and a walk-in shower. Additional bedrooms are generously sized, providing comfort and privacy for family and guests. Outside, your private tropical oasis awaits! Enjoy the sparkling pool overlooking the water, a large screened panoramic pool deck & patio for outdoor dining, and a beautifully landscaped yard. Whether you're boating, fishing, or simply relaxing, this home offers the ultimate waterfront lifestyle. Additional features include a new roof, impact windows and sliders, upgraded ceramic tile flooring through-out, modern bathrooms, updated a.c. & water heater and more -- all designed for effortless, worry-free, elegant living. Don't miss this rare opportunity to own a move-in-ready waterfront gem in a prime location! This is one of the original lots developed in the community, making its proximity to the open water key. The vacant lot 2 doors down is currently on the market for $489k. Schedule your private showing today! (The assumable loan and rate are subject to buyer(s) qualifications and terms and conditions of the VA loan.
Source: STELLAR #A4641596
Financials
Source: STELLAR #A4641596
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.