3335 Lighthouse Point Ln, Jacksonville Beach, FL 32250
3 beds · 4 baths · 2,560 sqft sqft
Spacious Waterfront 3BD/3.5BA 3-Story End Unit Townhome with Private Elevator and Community Pool. Bring your boat, kayak, or jet skis! Live like every day is a vacation in this sunny waterfront townhome overlooking the beautiful Intracoastal Waterway. Enjoy endless natural light from all 3 floors of this 3 bedroom / 3.5 bath end unit. Sunlight flows in from the east-facing wall-to-wall windows with bright Southern and Western exposure in the afternoons. Enjoy breathtaking sunrises while sipping your morning coffee or watching coastal wildlife with an afternoon cocktail all from your private dock and back deck. Centrally located, this home is under 10 minutes from the beach, fine dining, gym, shopping, Baptist Hospital / medical facilities, and Mayo. Ride your bike to restaurants and live music. Costco and upscale St. Johns Town Center is under 15 minutes away. No need to lug your shopping haul up the stairs, take advantage of your own private elevator. This home is an entertainer's dream. Imagine the endless possibilities for get-togethers with family and friends: 4th of July fireworks, air shows, football games, holidays, or host a pool party at the community pool. Enjoy fishing from your private dock, grill it up, and enjoy your catch on your roomy waterfront deck. There is also a downstairs party room that overlooks the water with a direct entrance to the deck. The upper level boasts an open concept floorplan full of natural light, vaulted ceilings, expansive living space, remodeled kitchen, and large dining area all overlooking the ICW. The upper level bedroom features wall-to-wall built-in bookshelves, two walk-in closets with built-ins, and a full bath. The middle level is comprised of a spacious owner's suite, large bathroom with a jacuzzi garden tub, laundry room, and a guest suite with ensuite bath and huge walk-in closet. The first-floor foyer welcomes you home, leading to the staircase, private elevator, and garage. Behind the garage is a bonus party room / man cave with a 1/2 bath (not included in square footage). This spacious finished room can be accessed through the garage or a private entry at the deck, and offers potential for multi-generational living. A kitchen could easily be added to the space (electricity and plumbing is in place), and the 1/2 bath has plumbing in place for a shower. Add a ductless mini-split AC unit and you'll turn this home into a 3,000 sq ft 4BD/4BA. Features include: ~ Large new 10'x12' dock (over 3 feet above the mean tide level) with two 15 'x 8' floating docks ~ Private elevator with built-in phone ~ Huge double driveway with a sidewalk that wraps around to the deck and backyard ~ Fully remodeled kitchen in 2022 ~ Fresh neutral paint in common areas ~ Newer luxury vinyl plank flooring in the foyer, 2nd floor, and 3rd floor guest room ~ New driftwood-look tile throughout 3rd floor ~ Roof replaced in 2018 ~ Beautiful community pool including clubhouse, wet bar, Bluetooth speakers, fans, and other amenities ~ High and dry location excluded from flood zone ~ Small HOA fee takes care of ground maintenance, common area insurance, and pool ~ Oversized 2+ car garage w/ work bench and so much more!
Source: REALMLS #2052397
Interest rate and monthly payment estimated based on public records.
Source: REALMLS #2052397
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2052397
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