3335 Hurst St, Whiteland, IN 46184
3 beds · 3 baths · 2,112 sqft
Welcome to 3335 Hurst Street in Whiteland, Indiana-a meticulously maintained home with modern upgrades and a serene setting. Seller is offering $2,500 towards Buyers Closing cost. This beautiful residence features a brand new roof, new carpet, and a new garage door, ensuring peace of mind and comfort. The recently serviced water heater and HVAC system add to the home's efficiency. Inside, you'll find a spacious and versatile layout with a gas fireplace creating a cozy atmosphere. The kitchen is a chef's dream, complete with stainless steel appliances including a refrigerator, microwave, oven, and dishwasher. Enjoy the breakfast bar, backsplash, floating shelves, ample cabinet space, pantry, butler's space, and island-all perfect for entertaining or a quiet night at home. The open-concept design flows seamlessly into the sunroom/dining space, offering plenty of natural light and a view of the backyard pond. Upstairs, retreat to the loft-a perfect escape at the end of the day. The primary bathroom has been recently updated with a new tub and dual vanities, adding a touch of luxury to your daily routine. There's also a downstairs office/bonus room ideal for remote work or a hobby space. Step outside to your private oasis featuring a concrete deck, fire pit, and pool-all within a fully fenced backyard. Enjoy stunning pond views while relaxing in this outdoor haven. Don't miss the opportunity to make this exceptional property your home.
Source: MIBOR #21997256
Source: MIBOR #21997256
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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