3334 Spring Meadow Ct, Tucker, GA 30084
4 beds · 2 baths · 1,850 sqft
Charming Split-Level in Spring Meadow - Spacious Living & Fantastic Outdoor Living Space! Step Inside and feel right at home in this spacious 4-Bedroom, 2-Bathroom home that offers stylish updates and flexible living areas, making it perfect for families of all sizes or anyone needing extra room to spread out. You are immediately greeted by a Bright, Open Living Room creating a warm and inviting space to relax or entertain. The Eat-In Kitchen is ready for action, featuring Stainless Steel Appliances, Two-Toned Wood Cabinets with updated hardware, and a Breakfast Bar for extra seating. Just off the kitchen, the Back Deck overlooks a Large, Fenced Backyard the perfect spot for morning coffee, weekend BBQs, or a safe play area for pets and kids. Upstairs, you'll find Three Spacious Bedrooms and a Full Bathroom with Double Vanities, making busy mornings a breeze. Downstairs, even more space awaits! This level features brand new designer carpet, an Additional Bedroom, a Full Bathroom with a Rain Shower Head and Bidet, and Laundry Room with plenty of storage. A Generous Bonus Room offers endless possibilities it can serve as a Den, Office, Home Gym, Playroom, or even a Fifth Bedroom! The sliding door provides direct access to the Lower-Level Patio for added convenience. Outside, the Expansive Deck is ideal for gatherings and outdoor dining, while the Fenced Yard ensures privacy and plenty of room to enjoy the outdoors. The Extended Parking Pad offers extra space for multiple vehicles of all sizes, and the Covered 2 Car Carport with Additional Storage adds even more functionality. With NO HOA or Rent Restrictions and a great location, this home offers great income potential as well! This move-in-ready home has it all don't miss your chance to make it yours!
Source: FMLS #7544985
Source: FMLS #7544985
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
