3333 Kayak Way, Orlando, FL 32820
4 beds · 3 baths · 2,687 sqft
Under contract-accepting backup offers. Absolutely gorgeous Estates at Lake Pickett single level, 4 bedroom, 3 bathroom, 3 car garage, 2018-build Pulte home situated on a fully fenced 0.50 acres with deeded access to private Lake Pickett. This open floor plan home features a beautiful and fully-equipped kitchen that flows right into the gathering room, a soothing owner's suite tucked away in the back of the house, and a perfectly placed drop zone off the tandem 3-car garage and spacious laundry room with utility sink and ample storage space. The crisp, clean kitchen features a large island with bar seating, stone counters, stainless steel appliances, and a fantastic pantry that can hold all your bulk-buying finds! Open the sliders out to the screened-in lanai for seamless indoor/outdoor entertaining. Or, simply enjoy hosting in the dedicated dining room. The owner’s suite offers ample space to unwind from the day as does its amazing dressing room with two defined sides, a beautifully tiled shower, and dual sinks. Looking for a spot for your new pool, playground, or dog run? This home provides a beautiful backyard to turn into your vision for your household or just relax and simply enjoy the breeze. Other special highlights include a brick paver driveway, a beautiful glass door to welcome the day’s soft sunlight, surround sound ceiling speakers in the living room and outside in the lanai, custom light fixtures throughout, fully wired for a smart home, roomy secondary bedrooms, and a beautifully landscaped approach. Enjoy peace of mind in all seasons with a NEW ROOF 2024, a 240v outlet for a generator and your electric vehicle, an entire home water softener system installed in 2021, well water for the irrigation system, and a freshly painted exterior. The Estates at Lake Pickett Community provides residents with exclusive access to the private 763-acre Lake Pickett, including a private community dock, boat ramp, and park. Situated in gated East Orlando, it is conveniently close to Waterford Lakes Town Center, UCF, Central Florida Research Park, Oviedo, and SR 408/417 for a seamless commute to downtown Orlando. Call today for your private showing. Bedroom Closet Type: Walk-in Closet (Primary Bedroom).
Source: STELLAR #o6188370
Source: STELLAR #o6188370
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6188370
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.