3333 Brucemont Dr, Wilmington, NC 28405
3 beds · 2 baths · 1,163 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this charming 3 bedroom, 2 bath home, offering a perfect blend of comfort and potential. With vaulted ceilings and beautiful plant shelving, the open and bright floor plan creates a welcoming atmosphere. The spacious kitchen is equipped with pendant lighting, plenty of counter space, and cabinetry, making it a joy to cook and entertain. The dining area conveniently adjoins the kitchen for easy access. The owner's suite features a generous walk-in closet and a private bathroom with a double vanity, adding both functionality and luxury. The home also boasts a cozy covered front porch, ideal for relaxing, and a patio in the back—perfect for outdoor dining or enjoying the serene surroundings. Home has a brand-new roof with transferrable warranty and new luxury vinyl flooring in the living room, dining room, kitchen, hallway, and bathrooms. **Note: Most of the flooring has been replaced with LVP and some photos still show the previous flooring. The house would benefit from paint, small drywall repair in the ceiling of one bedroom where someone accidentally stepped through in the attic and a few other cosmetic needs. Located on a large lot with mature landscaping, this property is in an active community offering excellent amenities, including a pool, walking trails, tennis courts, a picnic area, basketball courts, playground, trails, and ponds for fishing. There are plenty of social activities to enjoy, ensuring there's something for everyone. Minutes from dining, shopping, and a short drive to the area's beautiful beaches and historic downtown Wilmington. While this home needs TLC to make it your own, it's the perfect opportunity to add your personal touch and create the home of your dreams. Home is being sold ''as is.'' May take up to 90 days to close. Call for more information!
Source: NORTHCAROLINAREGIONAL #100494924
Source: NORTHCAROLINAREGIONAL #100494924
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.