3332 Seaward Vw, Alpharetta, GA 30004
2 beds · 2 baths · 1,492 sqft
Location! NEW DECK, NEW ROOF, UPDATED KITCHEN AND END UNIT. Welcome to Wyndham! Nestled in the heart of Alpharetta/Milton and close to a host of places to enjoy. This 2 Bed/2.5 Bath is an ideal choice for those seeking a dynamic live-work-play lifestyle. Whether you are drawn to the allure of specialty shopping and dining, the tranquility of nearby trails, or the seamless integration of living spaces, this residence is ready for you to call it home. All bedrooms have their own private bathrooms plus a half bath on main. The recently UPDATED eat-in kitchen welcomes all with a dining space, breakfast bar, quartz countertops and stainless-steel appliances. The upper level resides the owner's suite, secondary bedroom, and laundry. This END unit has abundant natural light. Private living area downstairs with access to a patio. Outdoor living galore! The main level has a covered porch at the front and a NEW deck with privacy fence in the rear. Roof REPLACED in 2020. Enjoy access to the community pool, playground, and firepit. Top rated schools, ease of access to GA-400, local shopping centers, biking trails, Big Creek Greenway and lifestyle venues such as The Avalon and Halcyon, and much more make this area one to want to be a part of.
Source: GAMLS #10368491
Source: GAMLS #10368491
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10368491