3329 E Highway 34, Ennis, TX 75119
4 beds · 3 baths · 2,704 sqft
Be the first to claim this home as your own! Escape to your own slice of country living with all the conveniences of city life! This spacious 1-acre property offers a well kept 2704 square-foot home with 4 bedrooms, 2.5 bathrooms, and multiple living areas, perfect for relaxing or entertaining. Enjoy cozy evenings by the fireplaces in the living room or den, both featuring warm, inviting spaces. Recent updates throughout include new flooring, fresh paint, and upgraded countertops, ensuring a move-in ready experience. The home’s layout offers plenty of space for the whole family, with a practical flow between rooms and a thoughtful design for living. Step outside to your private retreat, where you can unwind on the very spacious covered back porch, enjoy the shade, or head over to the sparkling pool area, complete with a side bar for refreshing drinks of your choosing! For hobbyists, gardeners, or anyone in need of extra space, the property includes a functional workshop to store tools or create your dream projects. Fenced and with no restrictions, this homestead is perfect for animals, or for you to bring your ideas and make it your own. Located in the city of Ennis, you’ll have access to nearby shopping, dining, and other conveniences, all while enjoying the peacefulness of country life. With no known restrictions in place, this property offers endless possibilities—whether you're looking to relax, work, or explore new ventures. Don't miss out on this incredible opportunity to own a piece of paradise with everything you need and more! Contact listing agent or your realtor today to schedule your your tour. Welcome ALL!
Source: NTREIS #20780936
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20780936
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20780936
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.