3326 Sagebrush St, Harmony, FL 34773
4 beds · 4 baths · 2,822 sqft
Short Sale. SHORT SALE. GORGEOUS home in gated South Lake 55+ community in Harmony! Tiny electric bill with the 11.3 KW solar panel array with perfect south facing panel exposure! Serene sunsets over your rear patio pond and golf view. Split floor plan home with double masters. There is an office at the front of home with beautiful French doors along with a second office off the kitchen with French doors. Open concept home with a large kitchen that features custom cabinetry, gorgeous quartz countertops with oversized quartz island, tiled backsplash, stainless steel appliances with wall oven, custom vent hood, recessed lighting and pendant lighting. The living area has recessed lighting and ceiling fan with sliders that open to back patio. Master bedroom on the right has tray ceiling and spacious walk-in closet with built-ins. Master bath has dual sinks with quartz countertops, soaker tub, walk in shower with rainfall shower head and tiled walls. Second master bedroom on the left has a cozy sitting area, a closet with built-ins along with master bathroom with quartz countertop, and tiled shower walls. Enjoy the convenience of a separate laundry room with sink and storage cabinets. The golf and dark sky community of Harmony offers walking trails, dog parks, access to Buck Lake, signature golf course, three community pools and fitness centers. You do not want to miss out on this beautiful home! OWNER MOTIVATED!
Source: STELLAR #s5105942
Source: STELLAR #s5105942
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5105942