3318 Saloman Ln, Clermont, FL 34711
4 beds · 3 baths · 2,744 sqft
One or more photo(s) has been virtually staged. Sought after 55 plus community in Heritage Hills! This 4 bedroom and 3 bath home features a formal living room/dining combination plus Florida room! Over 2700 sq ft under heat and air with loads of upgrades! NEW ROOF 2024! ! HVAC replaced in 2017. Beautiful wood flooring and ceramic tile throughout the home! Laundry room with cabinets, solar tube and utility sink! The 3 car garage has hanging storage racks, lift to attic, screen on the 2 car garage door and built in storage cabinets and extra storage shelving in the attic. The kitchen is spacious with a breakfast bar, wine refrigerator, under and over cabinet lighting, solar tube, large pantry with pull out drawers and shelving. The primary bedroom has a custom built oversized walk in closet and additional closet with built in shelving. There are plantation shutters on the sliding door and windows along with a barn door to the bathroom. The primary bath has been updated and remodeled and features a dual sink granite counter top, walk in tiled shower, heated towel rack and built in storage. The second bedroom has its own private bath with walk in shower and walk in custom closet! Bedroom 3 is set up as an office space with built in desk and storage. Bedroom 4 serves as a guest bedroom with the 3rd bathroom in the hallway. You will notice the high soaring ceilings, crown molding, plantation shutters throughout the home, beautiful wood floors, tray ceilings, screened front door entry, additional screen room in the backyard perfect for grilling and loads of storage throughout the home and much more! Heritage Hills amenities include a heated pool and spa, pickle ball, tennis, basketball, bocce ball, shuffleboard, clubhouse with planned activities, lots of clubs to join, fitness center, art and crafts room, billiard room, card room and ballroom for holding events. Exterior is painted every 5-6 years and yard maintenance is included in the HOA fee! There is a 5 mile walking trail around the community. Call today for your private showing!
Source: STELLAR #o6227792
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6227792
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6227792
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