3317 Steeple Chase Way SW, Conyers, GA 30094
5 beds · 5 baths · 4,188 sqft
Welcome to Rockdale County upscale community of Klondike Heights. This stunning Home in Immaculate Condition has been gently used for less than 3 years from the time it was built and occupied by 1 owner is the perfect place to call your own. All Brick open floor plan, with Double Doors, Manicured Lawn, 5 BR, 4 Full Baths, full basement and 3 car side entry garage. As you step inside, you'll be impressed by the beautiful wood flooring, custom blinds, and the high-quality kitchen appliances, as well as a cooktop and pot filler. The main floor also offers double front doors, two Story Foyer, separate dining room, formal living room, 2 story family room with tall glass windows which allows plenty of natural light throughout the house, fireplace and high tray Ceiling. The kitchen offers plenty of countertop spaces for family gatherings and or entertainment. Your Guest will enjoy a private room and a full bathroom on the main level. The 2nd floor offers a spacious luxury primary suite with tray ceiling, fireplace, a separate sitting room, two large closets, a spa-like bathroom with a walk-in shower, garden tub, double vanities and much more. The 3rd through 5th bedrooms, 2 full baths, and laundry room are also located on the 2nd level. The exterior has beautiful landscaping, a precious deck and beautiful nature view. To conclude, the unfinished full basement gives the new owner an opportunity to customize and personalize it to their own preferences. This home is move in ready and priced to sell. The only thing it needs is a new owner, so come and see it for yourself. *** Closing cost assistance is available through the preferred lender (Guaranteed Rate Affinity) who is offering 1% of the purchase price to be applied toward the buyer's closing cost. Please contact Moriah Stewart, the Mortgage Consultant for more information or simply contact the listing agent/broker Machozi Bierria for details and showing instructions. Please be advised that all viewings are by appointment only. The seller will need 24hs notice prior to scheduling a showing. In addition, a pre-approval letter and or proof of funds is required prior to requesting a showing.
Source: FMLS #7507183
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: FMLS #7507183
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.