3312 Calle La Veta, San Clemente, CA 92672
3 beds · 3 baths · 1,754 sqft
Pristine Townhouse in San Clemente – 3312 Calle La Veta Act quickly to secure this impeccably upgraded townhouse, featuring 3 bedrooms, 2.5 bathrooms, and extending across 1,754 square feet in the picturesque town of San Clemente. This residence combines comfort, style, and modern amenities, perfect for those ready to move in immediately. Step inside to discover luxurious LVP flooring throughout the downstairs, creating a warm and inviting atmosphere. The home has been freshly painted, giving it a bright and airy feel that complements any decor. The real wood cabinets in the kitchen have also received a fresh coat of paint, providing a classic yet contemporary look. The kitchen, bathed in natural light, overlooks your own private garden boasting mature orange and lemon trees—perfect for the home chef who values fresh, homegrown ingredients. Dual fireplaces add a touch of elegance and comfort, one located in the living room and another in the master bedroom upstairs, making it the ideal retreat to unwind. This private space is further enhanced with new bedroom and closet doors. Each room in this townhouse has been thoughtfully updated, including brand new carpets that add comfort and sophistication. New blinds and a smart garage door opener have been installed, adding functionality and security to this exquisite home. Situated in a coveted area of San Clemente, known for its beautiful beaches and vibrant community, this townhouse offers a lifestyle of convenience and luxury. This property is a must-see, particularly appealing to everyone from first-time homebuyers to seasoned investors looking for a turnkey opportunity. Contact us today to schedule a viewing before it’s too late. This is your chance to own a slice of paradise in one of Southern California’s most desirable neighborhoods. Don’t let this urgent opportunity pass you by!
Source: CRMLS #AR25080473
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #AR25080473
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.