3309 Bayport Dr, Holiday, FL 34691
2 beds · 1 baths · 1,016 sqft
Welcome to this beautifully updated 2-bedroom, 1-bathroom gem tucked away in the peaceful community of Beacon Square. Proudly NEVER FLOODED & NO HOA or CDD, this home offers peace of mind and a blend of modern upgrades with cozy charm. As you arrive, you’ll appreciate the spacious 4-car driveway—perfect for hosting family and friends. The quaint front seating area invites you to relax and enjoy your morning coffee or evening breeze. Step inside to discover stunning wall-to-wall porcelain tile flooring that flows throughout the home. To the left, the spacious living room offers a warm and inviting space for gathering, leading seamlessly into the stylish kitchen. The kitchen boasts ample updated cabinetry for all your storage needs, along with a convenient countertop bar—perfect for casual dining with stools. Both bedrooms are generously sized and include ceiling fans for year-round Florida comfort. The full bathroom, situated between the bedrooms, features a classic tub/shower combo. At the rear of the home, a large sunroom provides extra living space and opens up to the backyard—ideal for indoor-outdoor living. Just beyond, you'll find a screened-in lanai that's perfect for your favorite plants or just unwinding in a tranquil setting. The backyard is a true highlight: spacious and fenced, offering plenty of room for pets to roam freely. Set in the corner of the backyard is a shed that has an abundant amount of storage space. With super low taxes and thoughtful updates throughout, this home is an incredible opportunity in a lovely community. Don’t miss your chance to make it yours! Make your appointment today!
Source: STELLAR #W7874465
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #W7874465
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.