33080 Shadow Branch Ln, Wesley Chapel, FL 33545
4 beds · 2 baths · 1,844 sqft
Under contract-accepting backup offers. Welcome to 33080 Shadow Branch Lane, a serene retreat nestled in the highly sought-after Watergrass community of Wesley Chapel, FL. This elegant residence boasts 4 spacious bedrooms and 2 full baths, offering generous living space for families or those who appreciate room to breathe. With 1,844 square feet of thoughtfully designed interiors, this home provides a warm and inviting atmosphere. As you approach, a beautifully landscaped garden welcomes you into the driveway, leading to a stunning entryway that sets a state of the art tone for the entire home. The expansive Great Room serves as the heart of the house, perfect for relaxation and entertaining guests. The kitchen is a true centerpiece, featuring stainless steel appliances, rich wood cabinetry, and solid surface countertops, complemented by a dining area that comfortably accommodates a large table for memorable gatherings. This exceptional listing includes 5 wall-mounted TVs—4 indoors and 1 on the lanai—enhancing your entertainment options. The lanai is a remarkable highlight, featuring a screened enclosure and an outdoor kitchen, ideal for culinary enthusiasts and alfresco dining. This outdoor space seamlessly extends your living area, making it perfect for hosting gatherings and weekend barbecues. The fully fenced backyard ensures privacy and provides a safe haven for pets to play freely. The master bathroom has been luxuriously upgraded with dual rainfall shower heads, and elegant marble tiling, creating a spa-like experience. The master bedroom also boasts a spacious walk-in closet with custom built-in shelving for optimal organization. Additional features include a Wi-Fi enabled thermostat, security cameras, and a Ring doorbell, providing peace of mind. Situated on a corner lot, this home enjoys enhanced privacy and space. Wesley Chapel is renowned for its family-friendly neighborhoods, offering a wealth of shopping, dining, and recreational options just moments away. With convenient access to major roads and highways, commuting is a breeze. A nearby play area and dog park, complete with a basketball court, adds to the community's appeal. Residents also enjoy access to a clubhouse, tennis and pickleball courts, a fitness center, and two inviting pools, one of which is a lap pool. Experience the perfect blend of comfort, elegance, and community at 33080 Shadow Branch Lane. Schedule your private showing today!
Source: STELLAR #t3546714
Source: STELLAR #t3546714
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3546714
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.