3307 Kings Rd, Panama City, FL 32405
4 beds · 3 baths · 2,657 sqft
Discover your DREAM home with this stunning 4 bedroom, 2.5 bathroom home, boasting 2,657 square feet of living space. This home is located in the desirable Kings Point Subdivision with NO HOA! Walking into the foyer, you are greeted by a spacious office space on the left and formal dinning room on the right. You will then enter the large family room with convenient built in shelving, perfect for curling up by the cozy fireplace to watch the game! The large kitchen which has been recently renovated has PLENTY of cabinetry and modern appliances. Just off the kitchen you will find the oversized bonus room. This room is EXTREMELY large at 31x22 with access from all bedrooms and living spaces! It's flooded with natural light and has endless opportunities for use. Stepping inside the master bedroom you will find beautiful dark wood floors leading into the recently renovated master bathroom. Inside you will find a large walk-in closet, double vanity and a gorgeous tile shower. With a split floor plan and 3 additional bedrooms, this home is perfect for ANYONE! The HUGE back yard is completely fenced in with an enclosed porch. There are endless opportunities for entertaining and plenty of room for a pool in the future! With the close proximity to 23rd street with shopping and restaurants, this location truly couldn't be better. Don't miss out on this exceptional property that combines comfort, style, and a desirable location. Schedule your showing TODAY! *All measurements are approximate. Please verify if important.
Source: EMERALDCOAST #959984
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: EMERALDCOAST #959984
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.