3303 Doddie Ln, Navarre, FL 32566
4 beds · 3 baths · 2,311 sqft sqft
Discover the perfect blend of modern comfort and natural beauty in this 2,311 sq ft home, built in 2021. Featuring 4 spacious bedrooms, 3 well-appointed bathrooms, and custom details throughout, this home offers both style and functionality. Nestled on a generous 1/3-acre corner lot in a tranquil neighborhood just 10 minutes from the sugar-white sands of Navarre Beach, it's the ideal coastal retreat. The backyard is a nature lover's paradise, complete with lush new sod, eight thriving fruit trees—including mulberries, figs, and lemons—and a mature garden abundant with vegetables and greens. A full privacy fence creates a peaceful escape, perfect for relaxation and a haven for pets. The sprinkler system is powered by its own well, and the expansive yard provides endless possibilities for entertaining or customizing to your vision. The oversized 2-car garage adds extra storage space or room for a workshop, making it ideal for hobbyists or anyone with an active lifestyle. Inside, the open-concept kitchen is the heart of the home, boasting a large granite island, sleek stainless steel appliances, and convenient access to the stylish laundry room. The living room is designed for both entertaining and cozy evenings, with vaulted ceilings, a custom shiplap TV mantel, and an inviting electric fireplace. Modern smart home technology and energy-efficient windows enhance both convenience and sustainability. Built with quality and care, this home offers peace of mind and comfort for years to come. Experience the charm of country living while being just minutes from the coast, with easy commutes to military bases and local amenities. Don't miss your opportunity to view this stunning property—schedule your showing today!
Source: PENSACOLA #653929
Interest rate and monthly payment estimated based on public records.
Source: PENSACOLA #653929
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #653929
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.