3301 71st St W, Lehigh Acres, FL 33971
4 beds · 2 baths · 2,258 sqft
***Assumable 4.375 FHA loan***A stunning, contemporary one-story 4 bedroom, 2 bathroom, 2 car garage retreat designed for effortless comfort and modern living. This meticulously crafted home features an open-concept layout, soaring 8’8” ceilings, and an inviting atmosphere that perfectly blends style and functionality. Step Inside & Fall in Love as you stroll up the elegant brick paver driveway, a welcoming spacious entry foyer greets you, setting the tone for the warmth and charm that awaits inside. Three generously sized bedrooms share a beautifully appointed bathroom, offering plenty of space for family, guests, or a home office setup. The whole house except for the bedrooms has all large ceramic floors. The primary suite is a private oasis, tucked away at the back for ultimate serenity. It’s spacious enough for a king-sized bed and features a luxurious en suite bathroom with dual vanities, a roomy walk-in shower, and an enormous walk-in closet—so big, it could be its own room! A chef-inspired kitchen Made for entertaining with its expansive island which is perfect for casual bites or gathering with friends and family. High-end stainless steel appliances, an oversized walk-in pantry, and rich wood cabinetry complete this dreamy culinary space. Indoor-Outdoor Living at Its Best as you step outside to your enormous backyard, a true outdoor paradise! This oversized corner lot provides extra privacy, fewer neighbors, and plenty of room to add a pool, garden, or play area—endless possibilities await! Modern Conveniences & Smart Living as this home is packed with cutting-edge features like energy-efficient LED lighting, keyless entry, and a full Smart Home package, ensuring both convenience and security. All of this and an Unbeatable Location to boot. Nestled near the charming Buckingham area of Fort Myers, this home offers a perfect blend of rural tranquility and modern amenities. Enjoy the serene Old Florida charm, scenic nature, and wide-open spaces while still being close to shopping, dining, 75, Buckingham Road, and entertainment. For aviation enthusiasts, Buckingham Air Park is just minutes away, offering a unique opportunity to live near a private fly-in community. The surrounding area embraces nature, privacy, and a welcoming neighborhood vibe. Don’t Miss This One! This exceptional home is move-in ready and waiting for you! Schedule your private showing today and experience the perfect combination of modern living, privacy, and timeless Florida charm.
Source: FORTMYERS #225021392
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225021392
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.