3300 Windy Ridge Pkwy SE # 501, Atlanta, GA 30339
2 beds · 2 baths · 1,368 sqft
This beautiful remodeled/well maintained condo is located in SE Cobb CountyCOs Premier hi-rise, masterfully designed, luxury condo w/Atlanta address, the Horizon. This SE facing unit offers unique/desireable features throughout. Lovely sunrises will highlight your morning, without the heat of afternoon sun. It is located on the quiet end of the 5th floor, with minimal foot traffic and short elevator rides. 11 foot ceilings w/full floor to ceiling windows makes the unit feel so spacious. Wonderful walk-out patio is private w/no one above or below you and lovely green space views w/ no top of building obstructions. No road noise. Ease of access and same floor walk to the desirable indoor gym/business center/popular amenity lounge w/oversized tvCOs and bar area great for personal gatherings or game day fun! Gorgeous, masterfully renovated outdoor amenities include a newly rebuilt salt water pool and spa, barbequers dream grilling area, and relaxing sitting areas w/lovely greenspace. Enjoy this favored split bedroom plan with full walls for full privacy. All new flooring, lighting, custom cabinets, paint, Low utilities. I love the floating fireplace that adds great ambience and appeal. Home is meticulously maintained and move in ready. 2 deed parking spots w/ease to carts/elevators make grocery day easy. Want more? Wow! You can enjoy 24/7 concierge services, sun deck, fitness center, main floor club room used for wine/bourbon tastings/events, fire pit, DOG PARK, nature trails and conference rooms. Love the Braves? It is an easy walk or shuttles to Truist park, the Roxy, restaurants. EASY access to I-75 or I-285 allowing for great commutes to the airport, downtown and more. We look forward to having you view this lovely home and making it your dream home for many years to come, My client has loved it for 15 years!
Source: GAMLS #10350674
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10350674
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10350674
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