33 Forsythe Ln, Palm Coast, FL 32137
4 beds · 3 baths · 2,411 sqft sqft
Welcome to this expansive 4-bedroom, 3-bathroom home in the desirable Palm Harbor section of Palm Coast, FL! An impressive 2,411 square feet of living space offers comfort, style, and modern convenience. As you enter, you’ll be greeted by high ceilings and beautiful arched doorways that create an open, airy feel throughout the home. Three sets of sliding glass doors flood this home with natural light, making every corner bright and inviting. The spacious great room is a true highlight, featuring oversized pocket sliding glass doors that seamlessly connect the indoor and outdoor living areas. Whether hosting friends or enjoying a quiet afternoon, the flexible living spaces are designed for both relaxation and entertaining. The heart of this home is the spacious kitchen, featuring ample breakfast bar seating that makes entertaining guests a breeze. The breakfast nook overlooking the lush backyard is perfect for casual meals or morning coffee. Retreat to the primary bedroom, a true light-filled sanctuary with sliding glass doors leading to the lanai and dual walk-in closets. The ensuite bathroom is designed for relaxation with a walk-in shower, soaking tub, and separate vanities, all bathed in natural light. This peaceful retreat is the perfect place to unwind after a long day. The guest bedrooms are spacious and designed for comfort, and the recently updated guest bathrooms showcase modern finishes. The third bathroom offers convenient outdoor access, perfect for a future pool bath. The L-shaped patio and covered lanai offer ample space for summer barbecues. The backyard is a blank canvas with room for a pool and plenty of space to create a cozy fire pit area, perfect for gathering on cool Florida evenings. The split floor plan and spacious layout offer privacy while maintaining an open and airy feel throughout the home. The laundry room is located inside for added convenience, and the three-car garage is ideal for storing vehicles, tools, or even a home gym. Situated just minutes from shopping and restaurants and less than 15 minutes from the beach, this Palm Harbor gem is perfect for those who appreciate space, style, and the opportunity to enjoy both indoor and outdoor living in a neighborhood setting. Schedule your private tour today and discover the endless possibilities that await you in this beautiful Palm Coast home.
Source: STELLAR #fc304336
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #fc304336
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #fc304336
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.