32945 Juniper Ln, Green Valley Lake, CA 92341
3 beds · 3 baths · 1,764 sqft
An entertainers dream! Welcome to 32945 Juniper Ln, a year round sanctuary nestled in the secluded and picturesque town of Green Valley Lake, California - The "Hidden Gem" of the San Bernardino Mountains. This stunning 1764 square-foot retreat features three bedrooms, three stylish bathrooms and a bright loft, all thoughtfully designed for comfort and sophistication. Situated on a expansive tiered lot with flat spaces, this rare layout offers endless outdoor possibilities making it perfect for all four seasons. Enjoy easy access to Snow Valley Ski resort just 15 minutes away, and take leisurely walks to the lake right from your doorstep. Plus hiking and off road trails nearby. As a proud stakeholder in the water company, you'll enjoy exclusive access to the lake which boasts a sandy beach with Lifeguards, water sports and fishing. (Not an HOA) Enjoy the seclusion of bordering Forest land, ensuring unparalleled privacy and a deep connection to nature. Crafted with both beauty and durability in mind, the home features fire-resistant materials, integrated fire sprinklers, and energy-efficient passive solar design, ensuring peace of mind without sacrificing style. After a day of exploring, watch the sunset in the jacuzzi or from the deck around the outdoor fireplace. 32945 Juniper Lane is more than just a home- It's a lifestyle, and statement. Come discover the perfect blend of nature and luxury.
Source: CRMLS #IG25034017
Financials
Source: Public records
Source: CRMLS #IG25034017
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.