329 SW 30th Ave, Cape Coral, FL 33991
3 beds · 2 baths · sqft sqft
Stop looking and Welcome to your dream home in the desirable area of Burnt Store Rd in Cape Cora; Nice and convenient neighborhood surrounded by other beautiful new built homes, close to shopping plaza, schools, restaurants and parks. This actractive single family home offers almost 1800 sqft of living area with 3 large bedrooms, 2 remodeled bathrooms, 2 car garage, an office/den space, formal dining & family rooms providing ample room for your family to grow and thrive. The interior features tile flooring throughout, a newer roof installed in 2023, and custom remote blinds in all rooms added in 2024 for convenience and style. The elegant and functional kitchen has high end finishes, neutral beautiful touches, White Soft Close Cabinets/Drawers, Quartz backsplash & waterfall countertops, and Smart Stainless steel appliances all installed in 2024 creating the perfect kitchen for you. The main bedroom has been upgraded with a vanity sink for added luxury and functionality; it also has an extra large walk-in closet. The home has been meticulously maintained, with fresh paint inside and out in 2024, updated LED lighting fixtures around the home for energy savings, new washer and a fenced backyard with a patio, under truss screened lanai, and pergola for your private and relaxing outdoor entertaining also added in 2024; What about the fruit trees with hanging lanterns to enjoy nature and inviting warm atmosphere. Are you looking for a home with the water connected to the city, this one is!!! Water/Sewer City Central. This home truly has it all, combining modern upgrades with timeless elegance to create a great space you'll never want to leave. Don't miss your chance to make this ewell kept and modern Cape Coral home your own!
Source: FORTMYERS #224080389
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224080389
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224080389
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.