3289 Saloman Ln, Clermont, FL 34711
4 beds · 3 baths · 2,429 sqft
Welcome to Heritage Hills a sought after 55 plus community in Clermont! This 4 bedroom and 3 bath home with a 3 car garage is a perfect floorpan! The roof was replaced in 2024! The LG kitchen appliances, hot water heater and HVAC system have been replaced in the last few years. The flooring in the family room, living room, and dining room were recently replaced with wood laminate flooring! Crown molding in the dining room, living room, foyer and primary bedroom! The ceilings are 12' high in several rooms and there is a formal living room and dining room with a total of over 2300 sq. ft. of living space. The entry has a glass/screen door and a spacious foyer. The laundry room also has a new utility sink. This floorpan is perfect for guests with a bedroom and full bath at the front of the home, two bedrooms and full bath off the dining room and the primary bedroom at the back of the home! The open floor plan kitchen, family room and dining room are perfect for entertaining! The screened lanai is the perfect place to relax outdoors! No rear neighbors! The primary bedroom is spacious with a walk in closet, tray ceiling, jetted tub, dual sink granite countertop and separate shower. The kitchen features under cabinet lights, tile backsplash, breakfast bar, granite counters and tons of cabinet space. The breakfast nook is also a perfect place to enjoy the view of the backyard. Washer and dryer stay! Heritage Hills amenities include a heated pool and spa, pickle ball, tennis, basketball, bocce ball, shuffleboard, clubhouse with planned activities, lots of clubs to join, fitness center, art and crafts room, billiard room, card room and ballroom for holding events. Exterior is painted every 5-6 years and yard maintenance is included in the HOA fee! There is a 5 mile walking trail around the community. Call today for your private showing!
Source: STELLAR #O6281349
Financials
Source: STELLAR #O6281349
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.