3283 Wasatch Range Loop, Pensacola, FL 32526
3 beds · 2 baths · 1,506 sqft
*** PRICE IMPROVEMENT!!*** Discover your perfect home in this charming brick house nestled in a delightful Pensacola neighborhood. This newly listed property boasts 3 bedrooms and 2 bathrooms, offering a spacious 1,506 square feet of living space designed for comfort and style. Step inside to find a freshly painted interior that exudes a welcoming atmosphere. The open concept living and dining area creates an ideal space for entertaining or relaxing with loved ones. Tray ceilings add a touch of elegance, while the eat-in kitchen features dark shaker cabinets and gleaming stainless steel appliances, perfect for whipping up culinary delights. The primary bedroom is a true retreat, complete with an ensuite bathroom boasting a double vanity, shower and tub combo and a walk-in closet. The split floorplan ensures privacy for all, with two additional bedrooms perfect for family members, guests, or a home office. Recent upgrades include a newer HVAC unit with an ozone filter for improved air quality, and luxurious luxury vinyl plank flooring in the bedrooms. Step outside to enjoy the screened-in porch, ideal for sipping your morning coffee or enjoying a good book. The fenced-in backyard provides a secure space for pets or children to play. Conveniently located near Pine Forest High School and just a short 20 minute drive from Naval Air Station Pensacola, this home offers easy access to I-10 and is just a quick mile to your local Walmart and more! With a low HOA fee and a two-car garage, this property combines practicality with comfort. Don't miss this opportunity to own a move-in ready home that's as easy on the eyes as it is on your wallet. Your dream of homeownership awaits – schedule a viewing today!
Source: PENSACOLA #653017
Source: PENSACOLA #653017
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #653017
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.