328 Waters Edge Pkwy, Temple, GA 30179
5 beds · 3 baths · 3,454 sqft sqft
WOW! LAKE FRONTAGE & NO HOA!! This immaculate 5 bedroom, 3.5 bath home is a true oasis, nestled on a lushly landscaped lot in a tranquil subdivision with lake frontage at the cul-de-sac. Making you feel like you're living in your own personal resort! Wake up every morning to breathtaking lake views from your living room or while lounging on the large back deck. The perfect blend of indoor and outdoor living spaces makes entertaining guests an absolute delight. Inside, this stunning home features four spacious bedrooms and three bathrooms on the main levels, including an oversized master suite on the main floor. The master suite boasts double vanities, a jacuzzi tub, a separate shower, and a huge walk-in closet, with direct access to the back deck and its peaceful lake views. The updated kitchen is a chef's dream, featuring top-of-the-line appliances. Enjoy the company of others in the great room with soaring 15+ foot ceilings. Three additional bedrooms and a bathroom upstairs provide ample space and comfort. The finished basement offers even more potential, featuring a home gym, a large living room, an additional bonus room, and a full bathroom. Enjoy the serene views of your beautifully landscaped yard while savoring the cool breeze from the lake. You won't find a better piece of property in West Georgia! Schedule your appointment today to experience this exceptional home. Home is move-in ready and PRICED to SELL!!
Source: GAMLS #10305625
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10305625
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10305625
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.