328 Waters Edge Pkwy, Temple, GA 30179
5 beds · 3 baths · 3,454 sqft
LAKE FRONT & FULL BASEMENT!! This immaculate 5-bedroom, 3.5-bathroom home is a true oasis, situated on a beautifully landscaped lot at the end of a quiet cul-de-sac with lake frontage. It offers the perfect combination of peace and privacy, making you feel like you're living in your very own resort! Wake up every morning to breathtaking lake views from the living room or while lounging on the expansive back deck. The seamless transition between indoor and outdoor spaces makes entertaining guests a joy. Inside, the home boasts four spacious bedrooms and three bathrooms on the main level, including a luxurious oversized master suite. The master suite features double vanities, a Jacuzzi tub, a separate shower, and a huge walk-in closet, with direct access to the back deck and peaceful lake views. The updated kitchen is a chef's dream, complete with brand-new, high-end appliances, freshly painted cabinets, new kitchen faucets, and a new range. The open great room features soaring 15+ foot ceilings and stunning new hardwood floors, creating a spacious and inviting atmosphere. Upstairs, you'll find three additional bedrooms and a full bathroom, all with brand-new carpeting. The finished basement offers even more living space, including a home gym, a large living room, an additional bonus room, and a full bathroom. Step outside to enjoy serene views of your newly landscaped yard, complemented by a refreshing breeze from the lake and uninterrupted views of the water. This home has been meticulously upgraded inside and out, with fresh paint, new light fixtures, a new water heater, new HVAC systems, and much more. You won?t find a better property in West Georgia! Schedule your appointment today to experience this exceptional home. Move-in ready and priced to sell?this one won't last long!
Source: GAMLS #10429721
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10429721
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10429721
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.