3271 Sutcliffe Rdg NW, Marietta, GA 30064
4 beds · 2 baths · 2,390 sqft
Welcome to 3271 Sutcliffe Ridge NW, a delightful home brimming with southern charm in a prime Marietta location. Built in 1979, this home offers timeless character with beautiful real hardwood floors on the main level and charming cabinetry that adds a touch of warmth and personality. The thoughtful layout features the primary suite on the main floor, providing ease and convenience, while three additional bedrooms and a full bath upstairs create a comfortable retreat for family or guests. Sunlight pours through the home, filling each space with a welcoming glow—from the cozy living room with a classic brick fireplace to the formal dining room, perfect for hosting special gatherings. Enjoy slow mornings or friendly chats from the covered front porch, perfect for lounging, waving to neighbors, or rocking like the good ole days. The neighborhood is known for its active and friendly community, where neighbors connect and gather for events and activities throughout the year. Toward the back of the house, you'll find a sun-filled bonus room lined with windows, offering a bright, cheerful space that could serve as a reading nook, playroom, or office. Step outside to the spacious back deck overlooking the peaceful backyard—perfect for outdoor entertaining or simply unwinding. Downstairs, the finished basement is a fantastic bonus space—ideal for a movie theater, game room, or home office. A one-car garage with the other side reserved for storage provides ample space, and the home sits within a highly sought-after school district. As part of a vibrant community, residents enjoy fantastic amenities, including a pool, tennis courts, pickleball, basketball, a clubhouse, and a scenic lake for fishing, swimming, and boating. There's even a dock and boat storage for water enthusiasts to take full advantage of lakeside living. This is an incredible opportunity to own a character-filled home in a fantastic location—a rare find at this price point in Marietta! Schedule your showing today and imagine the possibilities. More photos to come!
Source: FMLS #7534158
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7534158
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.