327 Swift Water Ln, Inman, SC 29349
5 beds · 4 baths · sqft
Welcome home to this stunning Craftsman-style, Victor Floor Plan that boasts 5-bedrooms, 3.5-bathrooms, an AMAZING flex room that is currently being used as a home-theatre and a spacious 2-car garage! This home was the model home for this community. As you walk into this beautifully maintained home, you’ll be greeted by lots of natural sunlight and a gorgeous dining room! If you keep moving towards the center of the home, first you’ll pass by the convenient laundry room with a special storage cubby built into the wall, then you’ll see a spacious living area with a cozy gas-log fireplace for chilly evenings. To your left you’ll see your exquisite eat-in kitchen with granite countertops. You’ll also find on the main floor, a HUGE magazine-worthy Master-on-Main that offers an exceptional amount of space. Your Master Bathroom will boast a separate walk-in shower and garden tub that you’ll surely love. In between your dining room and living room, you’ll find a staircase that will lead you to the second floor of the home, where you’ll find your four additional bedrooms, and your flex room that could be used simply for entertaining, or for an extra bedroom! The choice is yours! Did I mention the screened-in back porch with an inviting concrete patio? This beautiful community includes great amenities such as common areas, a recreational path, a tennis court, and access to the gorgeous lake with a public dock! If you’re looking for a home with tons of character and charm, look no further. Conveniently located, this home offers easy access to I-85, shopping, dining, and major conveniences. Just 30 minutes from GSP Airport and downtown Spartanburg, 40 minutes to downtown Greenville, and an hour to Asheville, this location is unbeatable! Schedule your private tour today!
Source: GREENVILLESC #1549394
Financials
Source: GREENVILLESC #1549394
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.