327 AVENDITA LN, Liberty Hill, TX 78642
Welcome to your dream home in Santa Rita Ranch! This elegant 2-story residence masterfully blends style and functionality, offering everything you need for modern living. As you enter, you're greeted by an impressive entrance that sets the tone for the rest of the home. To the side, a stylish office with glass French doors awaits, along with a versatile formal dining area or flex space that can adapt to your needs. The heart of the home is the spacious kitchen, featuring a huge island, two-toned cabinets, a unique backsplash, and built-in stainless steel appliances. It flows seamlessly into the large living room, creating the perfect space for entertaining. A separate dining area within the kitchen adds even more flexibility. Downstairs, you'll find a bedroom with an attached bathroom, ideal for guests or family members who value privacy. Additionally, the first floor offers a laundry room, a convenient drop area, a half bath, and a spacious primary suite, complete with a tray ceiling. The luxurious primary bathroom featuring a tub, an oversized shower, and dual vanities. Upstairs, a playroom or game room provides extra space for relaxation or recreation, accompanied by two additional bedrooms and another bathroom, meeting all your needs. Step outside to the backyard, where a large covered patio invites you to unwind, complemented by a smaller grassy area perfect for outdoor activities. The home is conveniently located near the new Georgetown School District's San Gabriel Elementary, making it a prime location. Santa Rita Ranch is more than just a neighborhood; it’s a community. Enjoy world-class amenities, including three centers with large slides, six pools, pickleball courts, a sports court, a splash pad, play areas, biking and hiking trails, and a dog park. With regular community events, this home offers not just a place to live but a lifestyle to embrace. Don’t miss your chance to make this Santa Rita Ranch gem your own!
You may be able to put down less than the total down payment amount of $65,836 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #3384067
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.