3268 Blue Grass Cir, Castle Rock, CO 80109
3 beds · 3 baths · 2,101 sqft sqft
Newly renovated 3 bed, 3 bath, 2 story home, on a large corner lot with amazing views! Great curb appeal with mature trees, lots of green grass, and cozy covered front porch. The open floor plan, vaulted ceilings, skylights, and wall of windows across the back of the home allow in so much natural light. The fully remodeled kitchen is open to the family room and eating space, and features granite counters, coordinating color cabinets, modern stone tile backsplash,, stainless appliances as well as updated fixtures and lighting! Just off the dining area is a large deck, perfect for entertaining. The family room is the show stopper of the home with soaring 2 story vaulted ceilings, 2 skylights, and an incredible wall of windows with amazing views. Upstairs, the primary bedroom has vaulted ceilings, large walk in closet, and attached bath with double vanity, painted a deep green with vessel sinks. Separate shower area has fully custom tile surround that coordinates perfectly with the rest of the bedroom & bathroom. Two more good sized bedrooms and another updated full bathroom complete this level. The finished basement offers another large living space with laundry room and utility room. Walk out the the huge backyard with multiple seating/gathering areas. Ample room for outdoor living or dining area, firepit, and greenspace. Surrounded by tiered planters perfect for trees or flowers. Turn this back yard into your private oasis! In addition to the many upgrades, this home has newer carpet, flooring, interior paint, light fixtures, water heater (2020), deck, and fencing. The garage was drywalled and storage added in 2022, new Central AC in 2023, new windows and slider also in 2023. Located in desirable Meadows Community with plenty of walking/biking trails, community pools, along with shopping and restaurants. You can even walk to the elementary, middle, and high schools! Easy access to 1-25.
Source: PPMLS #3100048
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #3100048
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #3100048
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