3267 Tuggle Ives Dr, Buford, GA 30519
5 beds · 3 baths · 3,132 sqft sqft
Welcome to this stunning 5-bedroom, 3-bathroom home in a quiet and highly sought-after neighborhood. The spacious living room, featuring a cozy stone-faced fireplace, seamlessly flows into the kitchen and dining areas. The open-concept dining room is framed by a beautiful arched window, allowing natural light to flood the main living spaces. The updated kitchen boasts stone countertops, a large island with seating, and a breakfast nook with a charming built-in bench. High cathedral ceilings tie these areas together, creating a relaxing environment perfect for entertaining. The master suite on the main level features a bright ensuite complete with a double vanity, large picture window, soaking tub, separate shower, and walk-in closet. The split bedroom plan offers added privacy, with two additional bedrooms and a full bathroom completing the main floor. An upstairs loft with a closet provides flexible living space, ideal as a fourth bedroom, hobby room, office, or more. The fully finished daylight basement includes a spacious multi-purpose room, a bedroom, and a full bathroom. Enjoy your mornings on the deck with a cup of coffee, watching the sunrise over the peaceful backyard, or unwind in the evening with a stunning sunset from the front yard. The community offers fantastic amenities such as a pool, tennis courts, and a playground, all within minutes of major interstates and several supermarkets. With a newer roof and access to excellent schools, this home is trulyamove-inaready!
Source: GAMLS #10388996
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10388996
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10388996