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$394,500 SIGNIN

Sign in to see required down payment for the 3.875% rate

3265 Bewildering Hts, Colorado Springs, CO 80908

3 beds · 3 baths · 1,576 sqft

Experience breathtaking mountain views from this stunning, original-owner townhome in the highly sought-after North Fork community. This meticulously maintained 3-bedroom, 3-bathroom residence offers modern finishes and an exceptional layout designed for comfort and style. The bright and open main level features sleek wood laminate flooring in the living and dining areas, creating a welcoming atmosphere. The chef's kitchen is a true delight, boasting granite countertops, stainless steel appliances, a gas range, and a spacious walk-in pantry. A convenient half bath completes this level. Upstairs, retreat to the primary suite, a private haven with a walk-in closet, an en-suite bathroom featuring dual vanities and upgraded tile finishes, and spectacular Pikes Peak views. Two additional bedrooms with plush carpeting and premium padding provide cozy spaces, while a full bathroom with granite countertops and a conveniently located laundry area complete the upper level. Enjoy low-maintenance living with HOA-covered exterior maintenance, including snow removal and landscaping, giving you more time to relax and enjoy the community amenities. Located in the desirable Powers corridor, this townhome is just minutes from Pine Creek High School, parks, restaurants, shopping, and entertainment. Don't miss this opportunity to own this contemporary townhome in an unbeatable location!

Estimated
Seller's interest rate
3.875%
7%
Estimated
Monthly payment

$1,821
$2,336
You may also save up to $156,855 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.


Open house
Apr 26 • 11AM - 2PM
Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,336 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
3.875%
Remaining term
25 yrs and 5 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,821
Principal & interest
$1,419
Mortgage insurance
-
Property taxes
$116
Home insurance
$286
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
1,576 sqft
Lot size
0.0351 acres
Year built
2020
Type
Townhouse
HOA dues
$0.00

Source: PPMLS #5921544

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 19, 2025 04:17 am
Listing agent: Chasen Booher MRP (619) 985-4142
Listing provided courtesy of: You 1st Realty (720) 949-5525
Details provided by PPMLS and may not match the public record.
MLS ID: #5921544
The real estate listing information and related content displayed on this site is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This information and related content is deemed reliable but is not guaranteed accurate by the Pikes Peak REALTOR® Services Corp.
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