3263 County Road 2508, Caddo Mills, TX 75135
4 beds · 2 baths · 2,064 sqft
Welcome home to this beautiful 4-bedroom, 2-bathroom retreat nestled on a peaceful country lot—just minutes from the interstate for easy access to town. Enjoy the best of both worlds with open spaces, stunning sunset views, and the convenience of modern living. Step inside to an open-concept layout featuring a large kitchen island perfect for casual meals, plus a dedicated dining area for gatherings. The primary suite is a true escape with a spacious walk-in shower, double vanities, and a generous walk-in closet. Outside, the huge backyard backs up to open fields, creating the perfect setting for evening relaxation. The 30’ x 40’ workshop is ready for all your projects, complete with gutters, electricity, two 12' wide and 10' tall roll up doors, one door being automatic and remote controlled. The shop can accommodate all of your machines and power tools easily with outlets every 6' along each wall! A partial privacy fence has been started—just waiting for your finishing touch! With no city restrictions, this home offers the space and freedom you’ve been looking for. We are also offering to leave the 9 x 4 ft chicken coop equipped with an automatic door that opens at dawn and closes at dusk, as well as a 20 x 8 ft attached chicken run. 12 producing chickens will also convey with the chicken coop. They are producing about 18 eggs every couple of days right now. Don’t miss your chance to make it yours—schedule a showing today!
Source: NTREIS #20889370
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20889370
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.