326 SUMMER GARDEN DR, Marietta, GA 30064
Welcome to this masterfully designed 3 story, 8,000+ sqft. luxury estate nestled in a premier 22-home enclave and situated on a prominent corner lot in the heart of Cobb County...Marietta. Each detail is crafted with sophistication and exceptional taste, from the rich hardwood floors spanning all levels to the motorized blinds and state-of-the-art acoustic speakers enhancing both indoor and outdoor living areas. Entertain in grand style with (4) indoor and outdoor fireplaces, shiplap accent walls and expansive picture windows that flood the space with natural light. Each bedroom serves as a private retreat, boasting en-suite baths and spacious walk-in closets. Smart technology is at the forefront with (2) 240V EV chargers in the 3 car side entry garage, smart garage door openers, tankless water heater, and a comprehensive security system. Create and delight in the stunning professional kitchen, outfitted with high performance top tier appliances, built in refrigerator, a (6) burner range, a quartz countertop island, and a generous walk-in pantry. The spacious family room is anchored by a floor-to-ceiling trophy fireplace, perfect for family gatherings. The luxurious primary suite includes a private fireplace located in a thoughtfully designed sitting area, and a massive walk-in closet that is sure to catch the eye of fashion connoisseurs and busy professionals alike. The en-suite bath features chic herringbone tile flooring, a sizeable double-headed spa shower, and an elegant soaking tub. Unique to this home are (2) in-law suites on the main and terrace levels. Ascend to the 3rd floor where flexible living spaces, powder room and wet bar are perfect to accommodate a world class gym, stately office, recreation room, billiard and gaming room, or playroom, all leading to a covered rooftop balcony with sweeping views of Kennesaw Mountain. The terrace level includes the 2nd in-law suite, 2 full bathrooms, 2nd laundry room, living room, 2nd full kitchen, and a cinematic home theater with a 120-inch screen, Sony 4K projector, media player, and built in speakers, making it an entertainment paradise. The main floor covered deck, featuring an outdoor fireplace, overlooks a private, fenced backyard ready for a swimming pool oasis. An assumable VA loan at 3.25% and a builder's warranty valid through 2032 add immense value and peace of mind. Located within walking distance of Kennesaw Mountain, minutes to I-75, Marietta Square, Town Center, Mount Paran Christian School, Kennesaw State University, and The Avenue West Cobb, this exquisite estate underscores a lifestyle of remarkable comfort and prestige.
You may be able to put down less than the total down payment amount of $394,274 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10354523
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.