326 E 10th St, Leadville, CO 80461
2 beds · 2 baths · 1,211 sqft
Welcome to your mountain retreat in the heart of Leadville! This exquisitely furnished duplex offers a unique opportunity to own a piece of history in one of Colorado's most charming towns. Nestled in a serene neighborhood just a stone's throw away from the iconic Leadville Railroad, this property offers the perfect blend of comfort, convenience, and scenic beauty. Property Highlights: • Location: The duplex is ideally situated near the historic Leadville Railroad, making it a haven for train enthusiasts and history buffs. • Interior: Step inside to find a well-appointed living space with tasteful furnishings. The home boasts an open-concept layout, allowing for seamless flow between the living, dining, and kitchen areas. Brand new high-efficiency washer and dryer included! • Bedrooms & Bathrooms: The home includes two spacious bedrooms, providing ample space for family and guests. The bathrooms feature modern fixtures and stylish finishes. • Kitchen: The fully equipped kitchen is a delight for any aspiring chef. Prepare delicious meals with ease using state-of-the-art appliances and plenty of counter space. Brand new gas range installed! • Outdoor Space: Enjoy the breathtaking views of the surrounding mountains from the private outdoor area. • Parking: There are ample parking spaces available. Leadville is a charming town that offers a variety of activities for all seasons. In addition to the historic Leadville Railroad, you'll find an array of shops, restaurants, and cultural attractions within walking distance. Enjoy outdoor pursuits such as hiking, fishing, and biking during the warmer months, and explore the nearby ski resorts for winter adventures. Don't miss your chance to own this exceptionally furnished duplex near the renowned Leadville Railroad. Schedule a private viewing today and experience the magic of living in this historic mountain town. Contact us now to make this property yours!
Source: RECO #1593872
Source: RECO #1593872
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1593872
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