3254 CALVANO DR, Land O Lakes, FL 34639
***PRICED TO SELL!*** Welcome to your DREAM HOME!!! This perfectly upgraded 3-bedroom, 2-bathroom home is a true show stopper! Located in the highly sought after enclave of Terra Bella, in the heart of desirable Land O’ Lakes, this home is sure to impress. Homes this well maintained and upgraded rarely come available in this price range, and this one has everything you have been hoping for! As you enter, prepare to be impressed. This modern residence offers a spacious, open-concept floor plan perfect for both relaxing and entertaining. The bright and airy living spaces are complemented by stylish tile though out. The kitchen is a true chef’s dream, featuring a stainless steel GAS RANGE, luxurious designer cabinetry, sleek GRANITE countertops, and a large walk-in pantry. A huge center island with breakfast bar is the perfect place to enjoy a quick bite, or relax with conversation and your favorite beverage after a long day. The master retreat has everything you have been dreaming of: TONS of space, and an amazing WALK-IN closet. The private en-suite master bathroom has it all? a large garden soaking tub, dual vanities with loads of counter space, and a spa-quality walk-in shower. The office space at the front of the home is simply incredible, and the possibilities are endless. This room is large enough for an office space, formal living room or dining, game room, kid’s playroom… you’re only limited by your imagination! This home has been extensively upgraded with smart features, including lighting control, door locks, garage opener, HVAC thermostat, irrigation, cameras and security system. The list goes on and on! Dual pane windows keep this home comfortable year-round. Two additional bedrooms and a full bathroom complete this SPLIT-PLAN layout, and offer everyone plenty of space and privacy. Sliding glass doors lead to a screened lanai that is the perfect place to entertain family and friends while you enjoy the FLORIDA LIFESTYLE! Located near major highways and just minutes from The Shops at Wiregrass, this home provides easy access to shopping, dining, and entertainment. Enjoy all that Land O’ Lakes has to offer with nearby parks, recreation, and top-rated schools. Don’t miss the opportunity to make this charming home yours!!
You may be able to put down less than the total down payment amount of $174,277 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3551582