3251 Woodstock Rd, Los Alamitos, CA 90720
3 beds · 2 baths · 1,415 sqft
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Discover the charm and warmth of 3251 Woodstock, a delightful single-story residence set amidst a picturesque, tree-lined street in the coveted Rossmoor neighborhood. Just moments away from Seal Beach and the vibrant Seal Beach Pier, it’s also an easy stroll to the shops. This home enjoys a prime location within the highly acclaimed Los Alamitos School District. Step through the inviting entrance into the great room updated with custom, cherry cabinets offering ample storage and a generous bookcase. Then step out to your very own oasis: a private California-room style patio and a generous backyard with multiple fruit trees and room for more. Situated on an ample lot, this beautifully appointed home seamlessly combines comfort with timeless character. Featuring three bedrooms and two bathrooms, the home showcases porcelain tile floors that look like wood floors, recessed lighting, and a classic fireplace that graces the living room. The spacious, remodeled kitchen is a chef's delight, boasting granite countertops, a 48” SMEG Italian stove, a family friendly massive island/bar, a step-in pantry with cute pantry door, dishwasher, built-in microwave and ample custom cherry cabinets with specialized pullouts for all your storage needs. There’s even a pullout broom closet! Large windows flood the living room and bedrooms with natural light, offering stunning views of the expansive, lush green side and backyard, filling the home with an airy, bright ambiance. The vast back and side yards are ideal for soaking up the sun on warm summer days, making it a perfect spot for relaxation or entertainment. Additional features include an attached two-car garage and a large driveway, ensuring ample private parking. With convenient access to the 605 and 405 freeways, this home is centrally located near major shopping centers, restaurants, and more. Don't miss the opportunity to make this exceptional home yours. Act fast!
Source: CRMLS #OC25083765
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #OC25083765
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.