325 Via Del Sol Dr, Davenport, FL 33896
3 beds · 2 baths · 1,738 sqft sqft
Start your Christmas shopping a little early this year! This home is PRICED TO SELL!!! Loma Del Sol is a traditional, quiet community with a mix of generational families. It's the kind of community where they still believe in old-fashioned values of being good neighbors to one another. As you drive up to the home you will notice the large fenced-in yard where you will be sure to enjoy your privacy and your family will enjoy the safety of letting your little ones or animals out to play freely in the backyard. From the moment you open the front door, you will notice how light and bright this open floor-plan home is. Several large windows and patio doors allow the light to shine in. There are vaulted ceilings that add to the character and charm of this well-maintained home. The split bedroom floor plan is perfect for families to enjoy, 2 bedrooms on one side and the master suite is on the other side of the home so you can enjoy the peace and quiet of your master retreat, where you will find a beautiful primary bedroom & bathroom with stylish finishes. The main living space is open to the kitchen so you'll never feel left out of the action. In the kitchen, you will be cooking in style while preparing your favorite meals on your gas stove. You are sure to make special memories in this beautiful home for years to come. There have been many updates to this beautiful well-maintained home in the past few years. The Roof was done in 2018, new windows and patio doors were installed in 2020, a new fence was done in 2021, a new A/C & furnace was done in 2021, the addition of an oversized patio and new landscaping was done in 2022, a new water heater was installed in 2023, a new bathroom renovation was completed in the hall bathroom and lastly the septic system was pumped in 2024. As you can see this home was loved and well taken care of allowing you to enjoy the peace of mind of knowing that the major things have already been maintained, updated, or replaced for you. Call me today to tour this beautiful home. If you call tomorrow you may be too late! Homes like this don't come on the market often and they sure don't come for this price in this condition!
Source: STELLAR #s5115827
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5115827
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5115827
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