325 E Placita Nubes Blancas, Sahuarita, AZ 85629
4 beds · 2 baths · sqft sqft
Move in with owned Solar! The seller is paying off the solar loan to help YOU save money monthly! Imagine not having to worry about high power bills and rate increases every year! Now you will have stored power and no stress about those high power bills! Welcome to this charming and impeccably maintained single-story home located in a small, gated community within the award winning community of Rancho Sahuarita. With fresh paint on the exterior and vibrant curb appeal, this home offers a blend of functionality and privacy. Situated at the end of a quiet cul-de-sac on a desirable corner lot, this home enjoys a prime location with minimal traffic. Step outside, and you'll find yourself surrounded by lush parks and green space, with a Ramada, table, and dog path just across the street For those who enjoy a leisurely stroll, a paved walking path connects you directly to Rancho's clubhouse, lake, and all the remarkable amenities the community has to offer. Once inside, the home will greet you with a warm, cozy, but open feel. Four bedrooms and plenty of storage areas will provide space for everyone. The kitchen is a true highlight, featuring brushed stainless steel appliances, a five-burner gas stove with double oven, and an extra deep black farmhouse sink. Large tile flooring adds a touch of elegance, while the Nest thermostat ensures efficient climate control. With a washer/ dryer and refrigerator already included, all you have to do is move in! The backyard is landscaped with grass, decorative rock and a covered patio, perfect for relaxing or entertaining. This home offers incredible value in an unbeatable location, surrounded by parks and close to all the fun amenities! Don't miss your chance to make this beautiful home your own!
Source: SOUTHAR #22418987
Interest rate and monthly payment estimated based on public records.
Source: SOUTHAR #22418987
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #22418987
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.